Knowing the options available to collect the cash from debtors without going to court in UAE will always be a good alternative. Our Dubai based debt collection agency can fulfill warning letters and make phone calls and emails to contact debtors and convince them to pay back the money they owe. The creditor must bear in mind, nevertheless, that the time the agency may devote to negotiate a reasonable arrangement with the debtor relies on different factors, such as the debt age and the financial health of the debtor.
If our debt collectors in UAE are unable to reach the debtor with the creditor's contact details, they will look further, conducting private investigations to verify if the debtor is still active and that the chances of recovery are the greatest. Therefore, it is important to be conscious of the credit quality condition of the debtor.

The debt is regulated by UAE debt laws, place where the credit agreement is signed, instead of the laws of the country of origin of the borrower/debtor. The time limit is in fact 15 years in the UAE.  We saw a number of debt collection requests as old as 15 years. There are also a proportion of techniques that can be implemented to make sure that even the limit statutes 15 years, there are still options to chase the debt.

If the amicable efforts to recover a debt are unsuccessful, there will be no other alternatives available to the creditor but to turn to the court to ensure the collection of the monies.
In this situation, the claimant may bring a civil or commercial lawsuit, by proceeding before the courts and judicial tribunals along the usual litigation process.
Below, we've given a bit of light on the UAE judicial system:
The legal system of the UAE is a system of civil law. The main sources of civil law are the federal protocols implemented in accordance with Article 121 of the Constitution. Among these, the most relevant laws are the Law of Civil Transactions, Law of Commercial Transactions, Law of Bankruptcy, Law of Companies, Law of Employment and Law of Civil Procedure.
The Federal Judiciary is the Supreme Court of the Federal Court; Abu Dhabi's Emirates, Ajman, Fujairah, Sharjah, and Umm AL Quwain have a federal court system that involves a First Instance Judicial, Court of Appeal, and Federal Supreme Court.
Dubai and Ras Al Khaimah have maintained their respective legal systems and as the ultimate judicial power, they have a Court of Cassation. The Federal Court Court of Appeal receive appeals from Federal Court of First Instance rulings in the federal structure.
Appeals from these Federal Courts are heard by the Federal Supreme Court. Dubai, on the other hand, has its own First Instance Court, Court of Appeal and Cassation Court.
The Dubai Court of Cassation regulates and functions as a court of appeal from the Dubai Court of Appeal's rulings which implements all federal laws and Dubai Emirates rules.

The most effective way to increase debt recovery chances  is to collect it before proceedings are taken.  
Our debt collectors in UAE are familiar with these rules. Therefore, they are much more able to handle their customers complex cases. The debtors see debt recovery as a genuine undertaking and many collectors are truthful, they will try to create a payment solution that can help them to reimburse the debt, as full payment, a number of monthly payments or even a reduced payment.

The legal process for debt collection in the UAE is now very well regulated. The Court, judgment and enforcement route still settles most of the money claims with courts often involved in final stages.
The systems of the UAE courts are designed to deal mit various kinds of money claims, local and including cross-border debt collections.